Is the Housing Market Going To Crash in Dallas-Fort Worth?

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But the reality is the numbers don’t support a collision. They point to slow, steady, and sustainable growth.

While prices will vary by region, and the Dallas–Fort Worth area (including communities like Bedford, Irving, Rockwall, Mesquite, and Sunnyvale) may see its own pace of change, national projections show continued appreciation, not decline, over the next five years.

What Experts Are Actually Predicting

According to the Fannie Mae Home Price Expectations Survey (HPES), which gathers input from over 100 leading housing market economists each quarter, the consensus is clear:

• Home prices are expected to rise approximately 15% between now and 2029.
  
  

• The most optimistic experts forecast growth closer to 26%.
  
  

• Even the most conservative outlook anticipates around 5% appreciation.
  
  

Not one of these expert groups is calling for a nationwide decline, and that includes strong, high-demand markets like Dallas-Fort Worth.

How Today’s Market Compares to Normal Trends

If you look back at the last 25 years, home values in the U.S. have typically appreciated 4-5% per year. The new forecasts call for 2-3.5% annual growth, slightly lower than average, but far more balanced and sustainable.

In 2020-2022, prices rose too fast due to record-low inventory and intense buyer competition. Some markets saw increases of 15-20% in a single year.

What we’re seeing now is the market returning to a more stable rhythm, one that favors long-term strength over short-term spikes.

Why a Crash Isn’t on the Horizon

The idea that “what goes up must come down” doesn’t really apply to housing. Historically, home prices have continued to rise because of one simple factor: Supply and demand.

Even with higher interest rates and affordability challenges, there are still far more buyers than homes available. That imbalance continues to put upward pressure on prices, especially in desirable areas like Dallas-Fort Worth.

In DFW:

• The region continues to attract new residents and businesses, driving demand.
  
  

• Job growth and a diversified local economy help support housing stability.
  
  

• Inventory remains tight in many neighborhoods, particularly around popular suburbs and school districts.
  
  

This shortage is exactly why experts, and local professionals like The Templeton Real Estate Group, agree: The market isn’t collapsing, it’s stabilizing.

What This Means for Dallas-Fort Worth Homeowners and Buyers

For homeowners in the Dallas-Fort Worth area, this outlook is good news. It means your equity is holding strong and likely growing over time, even if the pace feels calmer than the last few years.

For buyers, it means waiting for a crash may not be the best move, because the data suggests prices are projected to keep climbing year after year, just at a more manageable rate.

The market is adjusting, not declining. And as balance returns, opportunities are emerging for both sides:

• Sellers can still take advantage of strong values and solid demand.
  
  

• Buyers are seeing slightly less frenzy and, in some cases, more room to negotiate or include contingencies.
  
  

The key is working with a team that understands how to interpret the data and navigate neighborhood-level trends across Dallas, Bedford, Irving, Rockwall, Mesquite, Sunnyvale, and beyond.

The Bottom Line

If you’ve been waiting to buy or sell because you’re worried about a crash, the data tells a different story. The question isn’t if prices will rise, it’s by how much.

Every situation is unique, and what’s happening in your specific neighborhood, price point, or property type may differ from the headlines.

Let’s connect to discuss what’s happening specifically in the Dallas–Fort Worth housing market and how The Templeton Real Estate Group can help you make confident decisions in this evolving market.

Work With the Experts in Dallas–Fort Worth

With 70+ five-star reviews on Zillow, 320+ five-star reviews on Google, and 100 successful transactions in 2025 alone, The Templeton Real Estate Group is proud to be one of the most trusted and top-performing real estate teams in the Dallas–Fort Worth area.

Whether you’re thinking about buying, selling, or investing, work with a team that combines deep local knowledge, proven results, and up-to-the-minute market insight to help you succeed.

Ready to talk about your goals? Reach out to The Templeton Real Estate Group today to start your next move with confidence.